Shariah Investments
Shariah Fund Investments
The Shariah Fund stands out as a top-performing Shariah-compliant investment opportunity, that focuses on investing in the agricultural sector, that supports farmers who face challenges in obtaining financing from traditional banks and similar institutions.
Investors of the Shariah Fund can yield a fixed average return of 14%-25%, depending on the lock-in period on their investment. Our commitment to sustainable agriculture and responsible investment makes us a favorable choice for those seeking impactful and profitable investment opportunities.
Cattle farming is an extremely profitable industry, typically R1mil of cattle can be sold for R2.4 mil+ after 6 months. Farmers have the potential to make large profits from purchasing cattle, however, they sometimes struggle with financing the cattle. That is where we step in.
Targeted Return P. A | Annualized 15% |
Asset Class | Private Equity |
Time Horizon | 5 years + |
Return Classification | Capital Gains |
Distribution Frequency | Redeemed at end of term, with possibility of 2-3% annual dividends |
Security | None. Investor has business risk of underlying |
Diversification Factor | 9 established SMEs |
UK Shariah Opportunity (11% Fixed Return Per Annum)
An enticing private equity opportunity presents itself through Oasis Water – Project “Aqua,” a private drinking water provider with an established presence in Southern Africa. The business seeks additional capital to fuel its expansion, including the consolidation of bottling facilities and an extended footprint. Innovate Solutions has reserved funds to potentially invest in this endeavour, aiming to raise between R20 million and R50 million. This investment aligns with a critical need, as Sub Saharan Africa grapples with limited access to clean drinking water, a dire situation with only around 25% of the population having access. Oasis Water’s potential expansion is supported by increasing demand for bottled water due to deteriorating water infrastructure and pollution concerns. The opportunity encompasses various segments in the drinking water market, with Oasis Water holding a significant position in Water Shops/Kiosks and the bottled water sector. Backed by a track record of growth and strategic initiatives, Oasis Water plans to utilize raised funds for immediate expansion and operational enhancement, including adopting more sustainable practices. This calculated venture opens doors to significant growth, contributing to both strategic and impactful portfolio enhancement.
It is closed but, there is another tranche opening in late 2023.
Targeted Return P. A | Fixed 11% Simple Return in GBP |
Asset Class | Real Estate – Profit Share |
Time Horizon | 2 Years |
Return Classification | Profit Share |
Distribution Frequency | End of Term |
Security | Legal agreement, first legal charge over properties purchased, and independent security trustee |
Diversification Factor | Used for multiple developments in the UK |
Bridging Finance Opportunity
Bridging Finance Opportunity is used to finance daily grain-trading account of an established trading house. The trading house purchases the grain from the farmer and this finance is from that date until the grain is sold and paid for by the customer. The trading house has been in the business for 20 years with established farmers and customer relationships. FBC has been financing such transactions for with great success for over 10 years. FBC has currently over R270 million in this type of finance transaction. There is a 50% security from FBC in the form of cession on a bank account held by them.
Targeted Return P. A | 20% |
Asset Class | Bridging Finance |
Time Horizon | 1 year |
Return Classification | Profit Share |
Distribution Frequency | Monthly |
Security | 50% Security on funds |
Diversification Factor | None |
