Private Debt
Private Debt
Delve into the world of private debt, an alternative asset class that has captured the attention of investors with its distinctive advantages. As a pioneering presence in this arena, Innovate Solutions meticulously identifies exclusive opportunities, showcasing our unwavering commitment to selectivity and stringent investment criteria. Private debt offers an enticing promise of heightened yields in a low-rate environment, accompanied by reduced volatility and a customizable risk-reward profile. At the heart of our approach lies a dedication to tangible security, ensuring a 1:1 ratio, and an unyielding focus on robust investment cases. With expertise and precision, we curate a portfolio of private debt options that epitomize financial innovation, inviting you to embark on a transformative investment journey.
Bridging Finance Opportunity
FinBridge Capital (FBC) finances daily grain – trading accounts of an established trading house. This entity procures grain directly from farmers and storage facilities, such as silos. Additionally, they engage in processing, packaging, and managing the transportation of goods to end customers, predominantly located within the Southern African Development Community (SADC) region. The allocated funds support various stages of this process, from the initial purchase of stock to the final sale and receipt of payment from customers.
The trading house has been in the business for 25 years with established farmers and customer relationships. FBC has been financing such transactions with great success for over 14 years. FBC currently has over R340 million in this type of finance transaction. There is a 40% security from FBC, in the form of cession on a bank account held by them.
Targeted Return P. A | 22% |
Asset Class | Bridging Finance |
Time Horizon | 1 year |
Return Classification | Profit Share |
Distribution Frequency | Monthly |
Security | 40% Security on funds |
Diversification Factor | None |
Offshore - UK Loan Note
Innovate has partnered with a juggernaut of the commercial development industry in the UK. Our partners were established in 2003 and have done over 1.3 billion GBP in commercial, retail and industrial developments. To finance their developments, they are issuing sophisticated investors securitized Loan Notes that have first legal charge over the properties.
The Loan Note holder enters a legally binding contract and entitled to a fixed 12% per annum, payable after three years. Since inception of these notes there has never been a default. You can find out more on this fixed investment below:
Targeted Return P. A | Fixed 12% Simple Return in GBP |
Asset Class | Private Debt |
Time Horizon | 3 Years |
Return Classification | Interest |
Distribution Frequency | End of Term |
Security | Loan agreement, first legal charge over properties purchased, and independent security trustee |
Diversification Factor | Used for multiple developments in the UK |
Tech and Trading Fund in UAE
UAE Investment opportunity is based in Dubai, within the Burj Khalifa building. They have an unmatched track record of an above average return per annum since its inception in 2017. Consequently, they have won numerous investment awards and caught the attention of a billionaire, who purchased 51% of the business. They provide you with a fixed return per annum while they trade with your capital, keep the upside but also take on the risk. They diversify through various assets such as mining, gold/silver trading, FOREX trading, BTC/ETH trading, and diversified blockchain investments. As security, they provide a loan note for all payments and capital. To dishonor a debt in Dubai can result in hefty fines or imprisonment.
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Targeted Return P. A |
Fixed 18% – 24% in USD |
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Asset Class |
Multi-Asset |
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Time Horizon |
18 – 60 Months |
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Return Classification |
Coupon Payments |
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Distribution Frequency |
Quarterly or End of Term |
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Security |
Loan Note |
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Diversification Factor |
19 different financial institutions, including VC’s in many Tech companies |
