Private Debt
Private Debt
Delve into the world of private debt, an alternative asset class that has captured the attention of investors with its distinctive advantages. As a pioneering presence in this arena, Innovate Solutions meticulously identifies exclusive opportunities, showcasing our unwavering commitment to selectivity and stringent investment criteria. Private debt offers an enticing promise of heightened yields in a low-rate environment, accompanied by reduced volatility and a customizable risk-reward profile. At the heart of our approach lies a dedication to tangible security, ensuring a 1:1 ratio, and an unyielding focus on robust investment cases. With expertise and precision, we curate a portfolio of private debt options that epitomize financial innovation, inviting you to embark on a transformative investment journey.
Bridging Finance Opportunity
The FinBridge Capital (FBC) Opportunity is used to finance daily grain-trading account of an established trading house. The trading house purchases the grain from the farmer and this finance is from that date until the grain is sold and paid for by the customer. The trading house has been in the business for 20 years with established farmers and customer relationships. FBC has been financing such transactions for with great success for over 10 years. FBC has currently over R270 million in this type of finance transaction. There is a 50% security from FBC in the form of cession on a bank account held by them.
Targeted Return P. A | 20% |
Asset Class | Bridging Finance |
Time Horizon | 1 year |
Return Classification | Profit Share |
Distribution Frequency | Monthly |
Security | 50% Security on funds |
Diversification Factor | None |
Offshore - UK Loan Note
Innovate has partnered with a juggernaut of the commercial development industry in the UK. Our partners were established in 2003 and have done over 1.3 billion GBP in commercial, retail and industrial developments. To finance their developments, they are issuing sophisticated investors securitized Loan Notes that have first legal charge over the properties.
The Loan Note holder enters a legally binding contract and entitled to a fixed 12% per annum, payable after two years. Since inception of these notes there has never been a default. You can find out more on this fixed investment below:
Targeted Return P. A | Fixed 12% Simple Return in GBP |
Asset Class | Private Debt |
Time Horizon | 2 Years |
Return Classification | Interest |
Distribution Frequency | End of Term |
Security | Loan agreement, first legal charge over properties purchased, and independent security trustee |
Diversification Factor | Used for multiple developments in the UK |
