Shariah Investments
UK Shariah Opportunity (11% Fixed Return Per Annum)
UK Fund is the fundraising and investment arm of a Large UK Property. Development Company. They are offering sophisticated retail investors a Loan
Note which is redeemable after two years. The capital raised via the loan notes will be used by them to develop residential and commercial properties in the United Kingdom, to sell after completion. The reason they need the loan notes is to help secure property opportunities and progress the schemes as per their requirements and at pace. Investment is secured with a loan note and a first legal charge over properties purchased. The risk is diversified property development risk. There are zero fees incurred by the client.
Targeted Return P. A | Fixed 11% Simple Return in GBP |
Asset Class | Real Estate – Profit Share |
Time Horizon | 2 Years |
Return Classification | Profit Share |
Distribution Frequency | End of Term |
Security | Legal agreement, first legal charge over properties purchased, and independent security trustee |
Diversification Factor | Used for multiple developments in the UK |
Bridging Finance Opportunity
FinBridge Capital (FBC) finances daily grain – trading accounts of an established trading house. This entity procures grain directly from farmers and storage facilities, such as silos. Additionally, they engage in processing, packaging, and managing the transportation of goods to end customers, predominantly located within the Southern African Development Community (SADC) region. The allocated funds support various stages of this process, from the initial purchase of stock to the final sale and receipt of payment from customers.
The trading house has been in the business for 25 years with established farmers and customer relationships. FBC has been financing such transactions with great success for over 14 years. FBC currently has over R340 million in this type of finance transaction. There is a 40% security from FBC, in the form of cession on a bank account held by them.
Targeted Return P. A | 22% |
Asset Class | Bridging Finance |
Time Horizon | 1 year |
Return Classification | Profit Share |
Distribution Frequency | Monthly |
Security | 40% Security on funds |
Diversification Factor | None |
